The U.S. Government to the Rescue (Again)

Article on business week.
http://www.businessweek.com/investor/content/feb2009/pi20090213_135410.htm?campaign_id=investing_related

Basically, government is trying to help out by buying "toxic" assets from financial institutions.
They would create a program to encourae private sector investors to buy bad mortgate assets.

Recently, government seems to be paying a lot from tax payers.
Including the aid to the automobile industry.

I thinks banks are in need of aid.
If banks fail, nothing is going to move.

Here is what I think.
Government thinks tax payers do not know how to spend their own money...
So let us spend it for you...

How much can each tax payers get if these "rescue funds" are allocated equally back?
This is very personal opinion, however, I believe that government should have better risk management in terms of what would happen by giving out the money as they are now.

Yes, I understand that GM and others are creating a report on how they can cut costs and pay the money back.

But will this be a good enough action to have the tax payers money spent like that?